Terms and conditions
Welcome to SwipeKeep ("Company" "we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of our website, services, software, payment processing programs, equipment offerings, and related products (collectively, the "Services"). By accessing or using SwipeKeep, you agree to be bound by these Terms. If you do not agree, do not use our Services.
1. Eligibility
You must be at least 18 years old and have the legal authority to enter into a binding agreement to
use our Services. By using SwipeKeep, you represent and warrant that you meet these requirements.
2. Description of Services
SwipeKeep provides payment processing solutions, including but not limited to zero-cost processing programs, merchant services, revenue-sharing opportunities, payment hardware options, software tools, and related support services. Specific features, pricing, and terms may vary based on your merchant agreement and selected program.
SwipeKeep does not guarantee uninterrupted service and reserves the right to modify, suspend, or discontinue any part of the Services at any time.
3. Merchant Accounts & Third-Party Providers
Payment processing services are provided through third-party acquiring banks, card networks, and processing partners. Approval of a merchant account is subject to underwriting by these third parties. SwipeKeep is not responsible for decisions made by banks, card networks, or processors.
You agree to comply with all applicable rules and regulations of Visa, Mastercard, Discover, American Express, NACHA, and any other applicable payment networks.
4. Zero-Cost Processing & Surcharging
SwipeKeep may offer programs that allow merchants to pass certain processing-related fees to customers in compliance with applicable laws and card network rules. You acknowledge that:
Laws governing surcharging, service fees, and cash discounts vary by state and jurisdiction.
You are solely responsible for compliance with all federal, state, and local laws.
SwipeKeep does not provide legal advice.
SwipeKeep makes no guarantee that any program will eliminate all processing costs.
5. Revenue Share & Rebates
Some SwipeKeep programs offer profit-sharing, rebates, or revenue participation. These amounts Are not guaranteed May fluctuate based on volume, network fees, and operating costs. Are calculated at SwipeKeep’s discretion pursuant to your specific agreement SwipeKeep reserves the right to modify or terminate revenue share programs with notice.
6. Fees & Payments
You agree to pay all applicable fees outlined in your merchant agreement, including but not limited to:
Monthly service or platform fees
Equipment costs
Chargeback fees
Regulatory or network fees
Fees may change with notice. Failure to pay may result in suspension or termination of Services.
7. Equipment & Software
Any payment equipment or software provided by SwipeKeep:
Remains subject to applicable lease, rental, or purchase agreements.
Must be used only for lawful payment processing.
May not be resold, modified, or transferred without written consent.
SwipeKeep is not responsible for losses due to equipment misuse, damage, theft, or connectivity issues.
8. Chargebacks & Disputes
You are solely responsible for all chargebacks, reversals, refunds, fines, and penalties associated with your transactions. SwipeKeep may debit your account or withhold funds to cover such amounts.
You agree to respond promptly to all chargeback requests and provide required documentation.
9. Prohibited Activities
You agree not to use SwipeKeep for:
Illegal, fraudulent, or deceptive transactions.
Prohibited or high-risk industries without approval.
Money laundering, terrorism financing, or sanctions violations.
Transactions that violate card network rules.
SwipeKeep reserves the right to suspend or terminate accounts engaged in prohibited activity.
10. Termination
SwipeKeep may suspend or terminate your access to the Services at any time for violation of these Terms, non-payment, risk concerns, or as required by third-party providers.
Upon termination, all outstanding obligations, fees, and liabilities remain due.
11. Intellectual Property
All content, trademarks, logos, software, and materials provided by SwipeKeep are the exclusive property of SwipeKeep or its licensors. You may not copy, distribute, or reverse-engineer any portion without prior written consent.
12. Disclaimer of Warranties
The Services are provided "AS IS" and "AS AVAILABLE." SwipeKeep disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
13. Limitation of Liability
To the maximum extent permitted by law, SwipeKeep shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including lost profits or data, arising out of or related to the Services.
SwipeKeep’s total liability shall not exceed the fees paid by you to SwipeKeep in the three (3) months preceding the claim.
14. Indemnification
You agree to indemnify and hold harmless SwipeKeep, its officers, directors, employees, and partners from any claims, damages, losses, or expenses arising from your use of the Services or violation of these Terms.
15. Governing Law & Venue
These Terms are governed by the laws of the State of Georgia, without regard to conflict-of-law principles. Any disputes shall be brought exclusively in the state or federal courts located in Georgia.
16. Changes to Terms
SwipeKeep may update these Terms at any time. Continued use of the Services after changes constitutes acceptance of the revised Terms.
17. Contact Information
If you have questions about these Terms, contact us at:
SwipeKeep
Email: info@SwipeKeep.com
Website: www.SwipKeep.com
By using SwipeKeep, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
